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Endwoment Insurance

Endwoment Insurance

In many countries worldwide the Endowment Insurance is among the most popular ways of saving. The Endowment Insurance is a personal investment providing insurance protection upon reaching its maturity or in case of death. The Endowment Insurance can also have additional covers – permanent disability, temporary disability, medical expenses, occupational accident, hospitalization in case of accident, grave illness.

This type of insurance has many advantages:

  • annual accumulation of additional income which means a secure investment with a set profit at maturity
  • tax preference – upon conclusion of a Life insurance you reduce your annual tax base by 10%
  • upon permanent disability resulting from an accident at a percent set by the Insurer, you do not have to pay installments
  • the insurance can be used as security against which you can take out a loan
  • this is also one of the most efficient protections against unforeseen situations for a long period of time.

 

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