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Environmental Harm Liability Insurance

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Environmental Harm Liability Insurance

The insurance covers:

  • the sums which the Policyholder is legally liable to pay as compensation for caused damages to third parties and/or property damages resulting from pollution of the soil, air or water, which are the result of the occurrence of an insured event covered under material damage insurances under the General Conditions Fire and Natural Calamities or Property Damage;
  • the expenses which the Policyholder has advisably incurred for limiting the damages;
  • expenses of experts and witnesses.

The insured event that caused the pollution should have happened:

  • suddenly and unexpectedly, not as a result of the cooperation or inaction of the Policyholder or their representatives, as all preventive measures were taken for preventing the event from happening or for limiting the scale of the damages;
  • during the period of the insurance policy.

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