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Financial risks insurance

Financial risks insurance

The insurance products related to financial risks provide protection to the Policyholders against the risk of financial losses due to delay or insolvency on the part of the debtor. There is a wide variety of insurance products in this category – insurance of different types of bank loans, leasing financing, insurance of commercial risk related to deferred payment of goods from supplier to client, the different types of bank guarantees – for payment, for tender participation, for good performance, etc.

The insurance of financial risks minimizes the losses of the company, allows the Policyholder to cut their administrative costs related to the management of the credit risk as this way they partially or fully shift the liability for the decision to grant financing to the insurance company, for which they pay the respective insurance premium.

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