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Industrial Fire Insurance in Bulgaria

Industrial Fire Insurance in Bulgaria

The Industrial Fire Insurance is intended for administrative buildings, manufacturing plants, shops, warehouses, agricultural sites, movable property, goods, stock, etc. owned, rented or under the responsibility of the insured person. The subject matter is both movable and/or immovable property.

The insurance product is also suitable for owners and leaseholders of hotels and holiday developments. The insurance provides protection for the whole building including all machinery and equipment, external adjoining sites, furnishing in the apartments and the common areas, goods, etc.

If the property is mortgaged an insurance can be concluded in favor of the lending bank.

Risks covered:

  • fire, including consequences of extinguishing thereof
  • lightning
  • explosion or implosion
  • aircraft crash, parts or cargo therefrom
  • natural perils, including storm, hail, torrential rain, flood, pressure from natural drifts of snow and ice, freezing, falling trees, branches, or other external objects following storm or hail
  • earthquake
  • sewer water
  • malicious act of third parties (vandalism)
  • damages and losses during transportation when changing address
  • expenses for removal of debris
  • expenses for relocation, protection and storage of insured property
  • glass breakage.

Insurance premium
It is set based on the tariffs of the insurance company and depends on the type of the insured property, the insured value, and the risks covered.
 

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