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Product Liability Insurance

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Product Liability Insurance

The insurance can be concluded by any retailer or manufacturer of consumption goods or products used as integral parts for the manufacture of other goods.

The insurance product provides protection against compensation claims by third parties for damages caused during the use of products manufactured, delivered, installed, repaired, circulated or in any other way processed by the Policyholder.

Compensated are both damages resulting from bodily harm or death and resulting from damage or destruction of an object owned by the claimant.

The value of the defective product itself shall not be covered by the insurance policy.

Apart from the direct costs the insurance policy can also cover all legal costs incurred by the Policyholder when the claim against them has not been laid through the court.

For manufacturers who export their goods abroad the cover under the insurance can be extended to include damages caused abroad.

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