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Public Liability Insurance for Use of Firearms in Bulgaria

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Public Liability Insurance for Use of Firearms in Bulgaria

Subject matter
The Public Liability for Use of Firearms is a compulsory insurance under the Explosives, Firearms and Ammunition Control Act. This insurance is compulsory for all persons owning and using a firearm. They can be employees of legal persons and sole traders who perform safeguarding activities, or natural persons using firearms for self-defense or hunting.

Risks covered
The insurance covers all sums, which the Policyholder is obliged to pay under a normative act for caused material or non-material damages to third parties or in relation to the use of a firearm: death, temporary or permanent disability resulting from an accident; full or partial loss of movable and immovable property; as well as the expenses for settling claims or expenses which the Policyholder incurred for limiting the damages, when they have acted with the requisite for the case care even if their attempts have been unsuccessful.

The insurance product covers only the damages caused on the territory of the Republic of Bulgaria.

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